Services

Educational Loan

Loans provided for higher education, both domestically and abroad, are referred to as Educational Loans. To obtain this type of loan, the borrower or their family must have a reliable and permanent source of income.

1.       Loan Tenure:

The maximum tenure for this type of loan will be up to 5 years.

2.       Loan Limit:

The loan amount will be capped at NPR 5 million.

3.       Repayment Method:

The loan must be repaid in monthly or quarterly installments.

4.       Grace Period:

A grace period of up to 3 months can be provided for this type of loan. However, during the grace period, interest must be paid according to the installment schedule.